E-currency Exchange Program: Investing Reviewed

One of the first things you will find when you are just learning about Electronic Currency Exchange will be, to put it in one word, confusion.

Does it take any special skills to make money? How much money will I make? In how much time can I make it? While you may ask yourself this, the important thing to realize is that this system is already working for other people. Granted it is a complex system to learn. At first you need to have a proper strategy to make “big money” fast.

The bright side of Electronic Currency Exchange, is that you can get started and make money from the first day, without any special knowledge or skill, and anyone can do it. Here are some of the facts about this system:

-When you get started with the E-currency Trading Program, you make money from day 1.

-It shouldn’t take you more than 6 months to take your portfolio from 3 figures to 5 figures. Tip: Always re-invest your profits until you hit 5 figures.

-In my first three weeks I experienced an 84% ROI.

-Your interests range anywhere from 0.5% to 5% DAILY. The real power of Electronic Currency Exchange begins when you reinvest your profits. That’s when the money really starts to grow.

If you are reading this it means you want more money in your life. It means you want more freedom. Those are the reasons why we got started and recommend Electronic Currency Exchange.

Want to have more time for your friends? Want to be able to spend time with the people you enjoy? More money and more time allows you these things. If these are the things you want, then I honestly believe the Electronic Currency Exchange can help you get there.

Let’s assume you’ve made the decision to start your portfolio with the E-currency Trading Business. You now want to make money, and you want to make it right away. What better way to start right? We have one path we recommend: Getting started with a training program. Although if you are on a tight budget you could find in free resources, this is one of the fastest ways to start.

If you believe this, you won’t want to miss out. If you were offered $500 a month without much work for the next two years would you take them? What if it was more? These are life changing opportunities we need to take advantage of when they are in front of us. Have a great time investing

An Investment Review of Dr Mobius’ Advice

Dr Mark Mobius is one of the most renowned fund managers in the world. The Templeton Emerging Markets Fund that he manages has risen 11-fold since its launch in the late 1980s. This equates to a return of over 12% a year.

In a recent interview with The Times Online in London Dr Mobius offered some advice for investors. As investment advisors ourselves, we thought it worthwhile taking a closer look at his advice. His first piece of advice was to keep an eye on value. It is no surprise to us that this was his first point. He is famous for his value approach. He looks for companies trading below their book value, or at a very low multiple of earnings.

He also advises people don’t follow the herd. By this he is referring to the fact that markets often act irrationally. During good times they can become overly exuberant and during tough times they can fall well below fair value. It often pays to buy when others are selling, and sell when others are buying.

According to Mobius, investment is a long-term endeavour. “Rome was not built in a day and companies take time to grow to their full potential”. It can be difficult to sit through a volatile market, and there are times when, if a company strikes life-threatening problems, selling is the best option. But generally, a longer-term approach helps smooth the short-term market ructions and is the best way to approach share investing.

One of the most important pieces of investment advice was to drip feed money into the market. The idea of buying – and ‘selling’ – in instalments is becoming much more talked about over recent years.

Nobody knows, including investment advisors, how markets will perform over the short term and it is incredibly important to drip feed into, and out of, markets. There is nothing worse that investing just prior to a sharp market decline. Investing in bites over a period of time is the best way to avoid mis-timing the market.

Mobius goes on to say that you should only invest in shares if you are comfortable with the risks involved. This is the most fundamental piece of advice of all. While shares do offer the highest potential returns, they also are a very volatile investment.

Although the average annual return from shares might be 9.5%, which is the average annual return they have delivered over the long term, it is a rare year when the return actually equals 9.5%.

It is more likely to range anywhere from plus 20% to minus 20%, with even more dramatic gains and losses possible from time to time. People not comfortable with this degree of volatility must include fixed income in their portfolio.

Just to prove that I’m not the only investment researcher who bats on about diversification, Mobius also counsels that a portfolio of stocks be diversified. There is no ‘perfect’ number of shares for a portfolio. Various studies have shown that having 15 stocks in a portfolio is enough to remove almost all stock specific risk from a portfolio. Many people prefer to hold many more shares than this in their portfolio. Ultimately, how many shares you include in your portfolio is a personal decision. But in general terms, when it comes to share investing, there is safety in numbers – more is better than less.

Mobius also recommends we don’t listen to our neighbours when it comes to making investment decisions, nor should we believe everything we read in newspapers. The overriding message here appears to be that there is nothing more valuable than doing your own research on your investments and being comfortable with each and every investment you hold.

Given he manages emerging markets funds, it is perhaps unsurprising that Dr Mobius also recommends people invest in emerging markets. He believes developing countries, with their young populations will continue to grow at a faster clip than developed economies.